A study on the impact of risk management practices on the loans and advances of selected banks

Abstract

The issue of risk management in banks has turned into the focal point of discussion after the new monetary emergencies. A few endeavours have been made to further develop the risk management and execution of banks including presenting the Basel Accords just as risk management rules by national banks. Thus, the State Bank of India has given risk management rules to fortify the risk management framework and to work on the exhibition of the neighbourhood banks. The purpose of the study is to review the risk management structure and instruments of credit risk management in India. This study incorporates secondary data. After gathering the significant data, the applicable data is changed over into an even structure. The statistical devices which are considered for the review are trend and ratio analysis. Based on the results, the study recommends that banks should be more pre-emptive than post-dynamic in their credit risk management rehearses.

Keywords: Advances, banks, loans, management, practices, risk;